Introducing the Woolworths Gold Credit Card, a financial solution designed to elevate your everyday transactions and empower your financial journey.

This exceptional card offers a multitude of advantages, from generous cashback rewards to travel perks that enhance your adventures. With a competitive low-interest rate and round-the-clock customer support, it’s your trusted companion for financial stability.

Backed by Woolworths Financial Services, a trusted name known for delivering tailored financial solutions, this card brings convenience and rewards to your fingertips.


Whether you’re shopping, dining, or exploring the world, the Woolworths Gold Credit Card ensures you experience financial freedom like never before. Apply now and embark on a journey of financial empowerment and exclusive benefits.

Benefits and advantages of the Woolworths Gold

The Woolworths Gold Credit Card offers a multitude of benefits and advantages tailored to enhance your financial experience:

  • Cashback Rewards: Enjoy generous cashback rewards on everyday purchases, allowing you to save as you spend.
  • Travel Perks: Access exclusive travel benefits, including travel insurance and discounts on flights and accommodations, making your journeys more affordable and secure.
  • Low-Interest Rates: Benefit from competitive interest rates that help you save on interest charges and manage your balances more efficiently.
  • Round-the-Clock Support: With 24/7 customer support, assistance is always at your fingertips, ensuring peace of mind and immediate assistance when needed.
  • Security Features: Robust security measures protect your transactions and personal information, ensuring your financial well-being.
  • Convenience: Manage your finances conveniently with online banking and mobile app access, enabling easy payments, account monitoring, and more.
  • Tailored Financial Solutions: Woolworths Financial Services customizes financial solutions to meet your unique needs, providing a personalized banking experience.

The Woolworths Gold Credit Card is your gateway to financial empowerment, offering convenience, rewards, and peace of mind in one powerful package.


How to apply for the Woolworths Gold

To apply for the Woolworths Gold Credit Card in South Africa, follow these simple steps:

  • Check Eligibility: Ensure you meet the age, residency, income, and creditworthiness requirements specified by Woolworths Financial Services.
  • Gather Documents: Collect the necessary documents, including valid identification (e.g., ID or passport), proof of address, and income verification documents.
  • Online Application: Visit the Woolworths Financial Services website and access the online application form.
  • Complete the Form: Fill out the application form with accurate information, including personal details, financial information, and contact information.
  • Submission: Review your application for accuracy, then submit it online.
  • Wait for Approval: Wait for the bank to review your application, conduct a credit check, and verify your documents.
  • Receive Card: If approved, you will receive your Woolworths Gold Credit Card by mail.

Always remember to read and understand the terms and conditions before applying.

Requirements to apply for the Woolworths Gold

To apply for the Woolworths Gold Credit Card in South Africa, you typically need to meet the following requirements:

  • Must earn at least R3,000.00 per month.
  • Have a valid South African ID book or Smart card.
  • Be over the age of 18 years.
  • Have the latest payslip or 3 months bank statements.
  • A proof of residence that is not older than 3 months at the time of application.

About the bank

The Woolworths Gold Credit Card is proudly issued by Woolworths Financial Services, a distinguished financial institution renowned for its commitment to providing tailored financial solutions.

As a subsidiary of the Woolworths Group, a prominent retail leader in Australia and New Zealand, Woolworths Financial Services leverages its extensive retail expertise to offer a unique and customer-centric banking experience.

With an unwavering focus on customer satisfaction, Woolworths Financial Services delivers a range of innovative and competitive financial products.

The Woolworths Gold Credit Card is a shining example, offering cardholders exclusive benefits, cashback rewards, and travel perks. The bank’s dedication to security and accessibility ensures customers can manage their finances with ease and confidence.

Costs and fees of the Woolworths Gold

  • Monthly Fee: 27.50
  • Interest Rate: 19%
  • Card Initiation Fee: R150.00
  • Insurance: Free Travel Insurance
  • Annual Percentage Rate: 19%
  • Cash Advances Interest: 19%
  • Credit Interest: 0%
  • Interest Free Days: 55
  • Credit Card Replacement Fee: R75.00

Who is this card for?

The Woolworths Gold Credit Card is recommended for individuals seeking a versatile financial tool that offers a blend of convenience and rewards.

If you’re a frequent shopper at Woolworths supermarkets or affiliated stores, this card can maximize your savings with its cashback benefits.

Travel enthusiasts will also find it appealing, thanks to its travel perks, including insurance and discounts on flights and accommodations.

For those looking to manage their finances efficiently, the card’s low-interest rates provide a cost-effective solution. Additionally, its robust security features and 24/7 customer support ensure peace of mind during transactions.

Whether you’re a seasoned cardholder or new to credit cards, the Woolworths Gold Credit Card offers a well-rounded package that caters to various financial needs.

Is the Woolworths Gold card worth it?

The decision to apply for the Woolworths Gold Credit Card depends on your specific financial needs and lifestyle. If you frequently shop at Woolworths or affiliated stores, the cashback rewards can provide substantial savings.

Travel enthusiasts can benefit from the card’s travel perks and insurance coverage. Moreover, the low-interest rates make it an attractive choice for responsible credit management.

However, it’s essential to assess whether the card aligns with your spending habits and financial goals. Carefully review the terms, fees, and eligibility criteria to ensure it’s a suitable fit for your circumstances.

If the benefits outweigh the costs and suit your lifestyle, applying for the Woolworths Gold Credit Card can be a valuable financial move.

Customer Support

You can contact Woolworths Gold Credit Card customer service through various channels. Reach out via phone at the provided customer service number (1300 10 1234), visit the official website for online support, or inquire in person at a local Woolworths store.
We hope this information has been very useful to you.

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