Elevate your financial experience with the Woolworths Black Credit Card, a symbol of luxury and convenience. This prestigious card transcends traditional payment methods, offering an array of exclusive benefits that cater to your sophisticated lifestyle.

It’s not just a card; it’s a gateway to unparalleled rewards, personalized concierge services, priority airport lounge access, and comprehensive travel insurance. From everyday expenses to extraordinary adventures, this card has you covered.

Designed by Woolworths Financial Services, a trusted name in finance, it represents a seamless fusion of convenience and excellence. It’s your key to a world where convenience meets opulence.


Join the ranks of discerning individuals who understand that the Woolworths Black Credit Card isn’t just about spending – it’s about elevating your lifestyle.

Benefits and advantages of the Woolworths Black

The Woolworths Black Credit Card offers a multitude of benefits and advantages across various key categories, making it an exceptional choice for those seeking a premium financial experience:

  • Rewards Program: The card boasts an exclusive rewards program that allows you to earn points on every purchase. These points can be redeemed for a variety of rewards, from merchandise to travel vouchers.
  • Travel Perks: Cardholders enjoy priority airport lounge access, providing a haven of comfort and relaxation during travel. Additionally, comprehensive travel insurance offers peace of mind on your journeys.
  • Concierge Services: Access personalized concierge services to assist with reservations, event tickets, and other everyday tasks, saving you valuable time and effort.
  • Digital Tools: The card offers cutting-edge digital tools for effortless account management, from online bill payments to transaction tracking.
  • Exclusive Lifestyle: With its sleek design and prestige, the Woolworths Black Credit Card is a symbol of elevated status and sophistication, making a statement wherever you use it.
  • Financial Security: Enjoy advanced security features, including fraud protection and zero-liability guarantees, ensuring peace of mind with every transaction.

How to apply for the Woolworths Black

To apply for the Woolworths Black Credit Card in South Africa, follow these straightforward steps:

  • Eligibility Check: Ensure you meet the card’s eligibility criteria, typically involving a minimum income requirement and a good credit score.
  • Application Form: Visit the official Woolworths Financial Services website and locate the application form.
  • Provide Information: Complete the application form with accurate personal, financial, and contact information.
  • Documentation: Prepare the necessary supporting documents, including proof of income and identification, as specified in the application.
  • Submit Application: Submit your completed application form and documents through the provided online submission portal or by visiting a Woolworths store, depending on the application method preferred.
  • Wait for Processing: The bank will review your application, and you may be contacted for further information or verification.

Requirements to apply for the Woolworths Black

To apply for the Woolworths Black Credit Card in South Africa, you typically need to meet the following requirements:

  • Earn more than R 41,666.00 per month
  • Good Credit Score: A strong credit history is essential.
  • Identification: Valid South African ID or passport.
  • Proof of Income: Recent payslips or financial statements.
  • Residency: You must be a South African resident.
  • Age: Applicants are usually required to be 18 or older.

About the bank

The Woolworths Black Credit Card is proudly issued by Woolworths Financial Services, an esteemed financial institution deeply rooted in the renowned Woolworths Group.

With a rich legacy spanning over eight decades, Woolworths Financial Services has consistently exemplified excellence in providing top-tier financial solutions to its customers.

As a subsidiary of Woolworths Group, this institution seamlessly combines retail expertise with a comprehensive understanding of consumer needs, offering a powerful synergy of financial services and convenience.

Woolworths Financial Services’ commitment to innovation and customer-centricity shines through its premium credit card offerings, with the Woolworths Black Credit Card being the pinnacle of their efforts.

Costs and fees of the Woolworths Black

  • Monthly service fee: R69.00
  • Secondary card fee: Free
  • Absa ATM mini statements: R2.00
  • Absa ATM cash deposit fee: Free
  • Absa branch cash deposit fee: R5.00 + R1.50 for every R100.00
  • Domestic card purchases: Free

Who is this card for?

The Woolworths Black Credit Card is ideal for individuals who appreciate luxury, convenience, and exclusive privileges in their financial tools.

This premium credit card caters to those with a discerning lifestyle, offering a slew of benefits, from a generous rewards program to priority airport lounge access and personalized concierge services.

If you value seamless account management through cutting-edge digital tools and seek the peace of mind that comes with comprehensive travel insurance, this card is for you.

Is the Woolworths Black card worth it?

The decision to apply for the Woolworths Black Credit Card depends on your financial priorities and lifestyle. If you appreciate exclusive rewards, personalized concierge services, and priority airport lounge access, it can be highly valuable.

The card offers significant benefits for frequent travelers and those who often shop at Woolworths Group stores.

However, it’s crucial to consider the associated fees, interest rates, and eligibility requirements before applying. Ensure your financial habits align with the card’s offerings to maximize its value.

If the perks align with your spending patterns and you’re comfortable with the terms, the Woolworths Black Credit Card can be a worthwhile addition to your wallet, enhancing your lifestyle and financial flexibility.

Customer Support

You can easily reach Woolworths Silver Credit Card customer service:

  • Woolworths Online. 0860 100 987.
  • Email: [email protected] ·
  • International caller, please dial +27 21 407 6137 · 8am – 7:30pm. Saturday 8am – 5pm

We hope this information has been very useful to you.

Thank you very much for reading us.

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