Introducing the Virgin Money Credit Card, a dynamic financial companion offering a blend of style and substance. This card isn’t just about transactions; it’s your key to a world of exclusive rewards and unmatched perks. With competitive rates and cutting-edge security, it ensures a seamless and secure digital experience.

Whether you’re a frequent traveler, avid shopper, or someone valuing financial flexibility, Virgin Money caters to diverse lifestyles. Beyond payments, it opens doors to unparalleled benefits, merging innovation with reliability.

Elevate your financial journey with a card that understands and adapts to your aspirations – the Virgin Money Credit Card is more than just plastic; it’s a lifestyle enhancer.


Benefits and advantages of the Virgin Money

A Virgin Money Credit Card offers a straightforward fee structure along with competitive interest rates, providing holders with financial benefits. Streamline your payments by setting up automatic recurring transactions, saving both time and money. Simply reach out to the relevant businesses, share your card details, and ensure timely payments each month.

Enroll in the “NotifyMe” feature to receive SMS alerts about deposits, payments, and purchases, empowering you to manage your finances effectively. Opt for an automatic annual limit increase on your credit card for added flexibility.

The Virgin Money Credit Card is available in Red, Pink, or Black, allowing you to choose the color that aligns with your personality. Additionally, customize your card by linking up to three secondary cards to the main account.


Explore the specialized Car Card from Virgin Money tailored for fuel purchases, providing further options to suit your financial needs.

How to apply for the Virgin Money

To apply for the Virgin Money Credit Card in South Africa, visit our official website. Fill out the user-friendly online application, providing necessary personal and financial details. Submit required documents for verification, ensuring a smooth process.

Once your application is approved, you’ll receive your Virgin Money Credit Card. Enjoy competitive rates, exclusive rewards, and a secure digital experience. Our step-by-step application ensures simplicity and convenience, putting financial empowerment at your fingertips.

Requirements to apply for the Virgin Money

  • Be at least 18 years old
  • Earn a personal monthly income of at least R5 000
  • Be a South African resident with either a bar-coded ID book or ID card
  • Have a South African cheque or bank, savings account

About the bank

The driving force behind the Virgin Money Credit Card is its visionary issuing bank, known for revolutionizing traditional banking norms. This financial institution, synonymous with innovation, has created a dynamic space where customers are more than just account holders.

With a commitment to transparency and simplicity, the bank ensures a seamless blend of cutting-edge technology and personalized services. It fosters a sense of community, redefining the banking experience as a journey rather than a transaction.

The bank’s ethos revolves around empowering individuals, reflected in products like the Virgin Money Credit Card that align with diverse lifestyles. It stands as a testament to a banking institution that continually challenges and reshapes the financial landscape.

Costs and fees of the Virgin Money

  • Interest annually: 2.5%
  • Minimum Income: R 5 000 per month
  • Monthly Card Fee:Free
  • Transaction Fee: Free
  • Cash Withdrawal Fee – ATM: R 15
  • Cash Withdrawal Fee – Other Bank ATM: R 15

Who is this card for?

The Virgin Money Credit Card is recommended for individuals seeking a versatile financial tool that aligns with diverse lifestyles. If you appreciate exclusive rewards, competitive rates, and a seamless digital experience, this card is for you.

Frequent travelers benefit from its global acceptance and travel perks, while avid shoppers enjoy reward programs. For those valuing financial flexibility, the card offers competitive rates and innovative features.

Whether you’re a seasoned cardholder or venturing into credit cards for the first time, the Virgin Money Credit Card caters to your needs, providing a pathway to financial empowerment and lifestyle enhancements.

Is the Virgin Money card worth it?

Absolutely, applying for the Virgin Money Credit Card is worth it. With its innovative features, competitive rates, and exclusive rewards, the card enhances your financial experience. Whether you’re a frequent traveler, avid shopper, or someone valuing financial flexibility, this card adapts to diverse lifestyles.

The transparent fee structure ensures clarity, while the seamless application process and cutting-edge security make it a reliable choice. Enjoy the benefits of a card that goes beyond transactions, offering a gateway to a world of possibilities.

Elevate your financial journey – the Virgin Money Credit Card is a valuable asset for those seeking both convenience and lifestyle enhancements.

Customer Support

Obtain a Virgin Money Credit Card by applying online. Visit or telephone 0861 822 273.


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