Welcome to a new era of financial refinement with the FNB Private Clients Credit Card. Crafted for those who seek more than just a card—this is an invitation to a realm of unparalleled privileges. Elevate your transactions with exclusive rewards, personalized services, and a touch of sophistication.

Beyond the ordinary, FNB Private Clients Credit Card is a symbol of opulence, designed to align seamlessly with your affluent lifestyle.

Enjoy a seamless blend of convenience and distinction as you embark on a journey where every swipe reflects your elevated financial standing. This is not just a card; it’s your key to an elevated and sophisticated banking experience.


Benefits and advantages of the FNB Private Clients Credit Card

The FNB Private Clients Credit Card beckons with a myriad of benefits, elevating your financial experience to new heights:

  • Interest-Free Purchases: Enjoy up to 55 days of interest-free purchases.
  • eBucks Rewards: Earn eBucks rewards when making purchases at selected stores.
  • Free Statements and Balance Enquiries: Access financial information without additional charges.
  • Free Linked Accounts Transfer and Payments: Seamlessly manage your linked accounts.
  • Free Card Replacement: Get a replacement card without incurring additional costs.
  • Access to SLOW Lounge: Enjoy the luxury of the SLOW Lounge.
  • Credit Facility from R75,000.00: Access a substantial credit facility for your financial needs.

How to apply for the FNB Private Clients Credit Card

To apply for the FNB Private Clients Credit Card in South Africa, follow a straightforward process. Begin by visiting the official FNB website, navigate to the credit card section, and select the Private Clients option.

Complete the online application form, providing necessary personal and financial details. Ensure you have the required documentation, including proof of income and identification.


Submit the application electronically, and FNB’s dedicated team will review your information.

Once approved, you’ll be notified of your credit limit, and the card will be dispatched to your preferred address. Experience the epitome of banking excellence with just a few clicks.

Requirements to apply for the FNB Private Clients Credit Card

  • Minimum annual income of R750,000.00
  • Recent payslip and three months of bank statements
  • Age over 18
  • Valid South African ID
  • Good credit score

About the bank

Embrace the epitome of financial distinction with the FNB Private Clients Credit Card, a masterpiece issued by First National Bank (FNB), a pioneering institution redefining the banking landscape in South Africa. FNB’s illustrious legacy is built on innovation, trust, and a relentless commitment to customer-centric excellence.

As the visionary architect behind this prestigious card, FNB seamlessly blends cutting-edge technology with personalized service. With a global footprint, FNB caters to the diverse needs of its clientele, transcending traditional banking norms.

Elevate your financial journey with FNB, where every transaction is an embodiment of opulence and sophistication, reflecting the unparalleled standard set by the bank.

Costs and fees of the FNB Private Clients Credit Card

  • Annual fee: R420 per year
  • Interest rates: Personalized interest rate based on your creditworthiness / Up to 55 days interest-free on purchases

Other fees:

  • Cash advance fee: 2.5% of the amount withdrawn, with a minimum fee of R50
  • Balance transfer fee: 2.5% of the amount transferred, with a minimum fee of R50
  • Foreign transaction fee: 2.0% of the amount spent in a foreign currency

Who is this card for?

The FNB Private Clients Credit Card is ideal for discerning individuals seeking an elevated financial experience. Tailored for those who appreciate exclusive rewards, personalized services, and seamless convenience, this card caters to individuals with an affluent lifestyle.

If you value priority travel privileges, enhanced security features, and an exclusive concierge service, the FNB Private Clients Credit Card aligns seamlessly with your needs.

It’s a financial companion for those who demand sophistication and expect their transactions to reflect a standard of opulence. Whether you are a frequent traveler, a luxury enthusiast, or someone who values personalized attention, this card is crafted for you.

Is the FNB Private Clients Credit Card worth it?

Absolutely, applying for the FNB Private Clients Credit Card is unequivocally worthwhile. This exclusive card offers a host of benefits, from elevated rewards programs and priority travel privileges to enhanced security features and personalized concierge services.

Tailored for individuals with discerning tastes and an affluent lifestyle, the FNB Private Clients Credit Card goes beyond conventional offerings. Its seamless blend of opulence and convenience ensures that every transaction reflects your elevated financial standing.

If you seek a card that transcends ordinary banking, providing a gateway to a world of sophistication, this application is a definitive step towards a refined and privileged financial experience.

Customer Support

Need help with your FNB Private Clients Credit Card? Reach our dedicated team 24/7 in 3 ways:

  • Call: 087 575 9444 – your direct line to personalized assistance.
  • Secure Chat: Log in to FNB Online or the App and chat with a representative.
  • Branch Visit: Pop into an FNB branch for face-to-face support.

We hope this information has been very useful to you.

Thank you very much for reading us.

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