The African Bank Silver Credit Card is your ticket to financial freedom and convenience. It’s more than just a card; it’s your key to a world of financial flexibility and security. With competitive interest rates and adaptable repayment plans, managing your finances has never been easier.

Shop, dine, and travel confidently with enhanced security features, while earning rewards and cashback on your everyday purchases. Plus, enjoy exclusive discounts and offers tailored to your lifestyle.

Join the African Bank family today and elevate your financial well-being with the Silver Credit Card. It’s the ultimate tool for achieving your financial goals and seizing life’s opportunities.


Benefits and advantages of the African Bank Silver

  • Financial Freedom: The African Bank Silver Credit Card offers competitive interest rates and flexible repayment options, allowing you to manage your finances on your terms.
  • Enhanced Security: You can shop and transact with confidence, thanks to the card’s robust security features, protecting you from potential fraud and unauthorized use.
  • Rewards and Cashback: With every purchase, you earn rewards and cashback, helping you save money and maximize the value of your spending.
  • Lifestyle Discounts: Enjoy exclusive access to discounts and offers tailored to your lifestyle, including shopping, dining, and travel perks that make your money go further.
  • Convenience: The card provides you with the convenience of cashless transactions, both online and offline, making everyday purchases and bill payments hassle-free.
  • Emergency Support: African Bank offers round-the-clock customer support and assistance for any card-related emergencies, ensuring peace of mind.
  • Financial Management: Access to online account management tools helps you track expenses and make informed financial decisions.
  • Worldwide Acceptance: The card is widely accepted, making it an ideal companion for both local and international travel.

How to apply for the African Bank Silver

To apply for the African Bank Silver Credit Card in South Africa, follow these simple steps:

  • Visit the African Bank website.
  • Locate the “Credit Cards” section and choose the Silver Credit Card.
  • Click on the “Apply Now” button.
  • Fill out the online application form with your personal and financial details.
  • Submit the required documents, including proof of identity, income, and address.
  • Review your application for accuracy.
  • Agree to the terms and conditions.
  • Click the “Submit” button to send your application.
  • Wait for African Bank to process your application and perform a credit check.
  • Once approved, you’ll receive your Silver Credit Card by mail.

Requirements to apply for the African Bank Silver

  • Be 18 years old and above
  • Latest payslips from the last 3 months
  • A monthly income of at least R2 500
  • Bank statements showing salary deposit for the past 3 months
  • Proof of residence, i.e. billing statements not older than 3 months

About the bank

The issuer of the African Bank Silver Credit Card is African Bank, a prominent and trusted financial institution in South Africa.

With a legacy spanning over a century, African Bank has consistently catered to the unique financial needs of individuals and businesses. Committed to a customer-centric approach, the bank has earned a reputation for reliability and innovation.


African Bank’s portfolio reflects its dedication to providing modern financial solutions, and the Silver Credit Card is a prime example. This card embodies the bank’s mission to empower customers with financial flexibility, offering competitive rates, rewards, and enhanced security features.

African Bank stands as a cornerstone of financial stability and progress, continuously shaping the landscape of banking in South Africa, and serving as a beacon of trust for countless individuals and families seeking to achieve their financial goals.

Costs and fees of the African Bank Silver

  • Minimum Income: R 2 500 pm
  • Interest Rate: 15% to 27.75%
  • Max Credit Interest: 2 %
  • Interest Free Period (Days): 60
  • Monthly Card Fee: R69.00
  • Transaction Fee: R 1.70
  • Transfer Fee – Bank Branch: R5.75
  • Cash Deposit Fee – Own Bank ATM: R5.75+ 1.3% on transaction values more than R 250

Who is this card for?

The African Bank Silver Credit Card is highly recommended for individuals seeking a versatile and accessible financial tool. If you value financial flexibility and competitive interest rates, this card offers a solid choice.

It’s an excellent option for those who want to enjoy the convenience of cashless transactions both locally and internationally, thanks to its widespread acceptance.

Additionally, if you appreciate rewards and cashback benefits on your everyday spending, the African Bank Silver Credit Card won’t disappoint. With enhanced security features, you can shop with confidence.

It’s also suitable for individuals who desire personalized lifestyle discounts and offers tailored to their preferences. Whether you’re a seasoned cardholder or a newcomer to credit, this card provides a range of advantages to enhance your financial journey.

Is the African Bank Silver card worth it?

Whether it’s worth applying for the African Bank Silver Credit Card depends on your specific financial needs and spending habits. If you seek a credit card with competitive interest rates, flexible repayment options, and enhanced security features, it offers value.

Furthermore, if you are a frequent shopper and appreciate rewards, cashback benefits, and exclusive discounts, this card can help you save and make the most of your purchases.

However, it’s essential to assess your own financial situation and make sure the card aligns with your goals and budget. Careful consideration of the terms, fees, and your ability to manage credit is crucial before applying for any credit card.

Customer Support

If you’re within South Africa, immediately report the loss or theft of your Card by contacting African Bank on 0861 000 555 or +27 11 256 9988, dialling *120*225# from your cellphone, visiting or use your African Bank App.

If you’re travelling outside the borders of South Africa, immediately contact African Bank on +27 (11) 256 9988 or the Visa Global Customer Assistance Service on Call Collect USA – (1) – 410 581 3836.


We hope this information has been very useful to you.

Thank you very much for reading us.

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